Will Baby Boomers Bankrupt Our Social Security System

Will Baby Boomers Bankrupt Our Social Security System

Expert Reveals the Realities We’re Afraid to Think About

Los Angeles, CA- One baby boomer turns 50 every nine seconds. This year, boomers began reaching the traditional retirement age of 65 at the rate of about one every eight seconds! With so many retirees collecting social security, the program will soon be broke. Boomers are expected to live longer than any other generation of Americans, and by 2030, when the first baby boomers reach 84, the number of Americans over 65 will have grown to 69 million. That means 20% of the population will be over 50.

Estate planning expert Kris Miller, “The Money Maestro,” specializes in helping people build and protect their retirement assets so their money will last as long as they do. With social security on such shaky ground, all of us need to plan how we’ll fund our retirement without help from Uncle Sam. Kris Miller helps people of all ages plan for their retirement with complete estate packages – including newlyweds, GenXers, the Sandwich Generation, Baby Boomers, and retirees. A Certified Senior Advisor, Kris encourages people to plan ahead for retirement. In fact, Kris recently published her first book on the topic: Ready For PREtirement? Everything You Need to Know NOW So Your Money Is There When You Need It.

Invite Miller to answer:

How can people manipulate their IRAs and recoup their losses? Why are people so afraid to talk to a financial advisor? Is it too late for someone near retirement to repair their savings? Does health insurance cover nursing home care? Why do so many people lose their inheritance to lawyers and court fees?

CREDENTIALS: Kris Miller is a Certified Senior Advisor, Chartered Federal Employee Specialist, Legal Document Assistant, and IRA Specialist. She has been in practice over 20 years and has counseled over 5,000 families. Her book Ready For PREtirement reveals how to make sure your money is there when you need it. For the past 20 years, my clients have relied on me as a PREtirement and living trust expert. I’ve become known as The Money Maestro, because I help harmonize my clients’ finances. Whether you’re preparing for retirement, on the verge of retiring, or already retired – please call me – I’d love to offer my expertise and guidance to ensure your financial house is in order. Together, let’s protect your Golden Years.

AVAILABILITY: California, nationwide by arrangement, and via telephone (available as a last-minute guest)

CONTACT: Kris Miller, (951) 850-5307 (CA); ; www.ReadyforPREtirement.com

Kris Miller, Estate Planning Expert and Safe Money Strategist, will guide you on how you can successfully prepare your retirement plan. For more information on how Kris can help you, call (951) 926-4158 or email and see her #1 Best Selling book at www.ReadyforPREtirement.com

Financial Help For Single Mothers – Where Can A Struggling Single Mom Get Assistance

Financial Help For Single Mothers – Where Can A Struggling Single Mom Get Assistance

Many single mothers can find it hard dealing with the necessities required in their day-to-day lives. Raising a family by themselves can be a struggle for many women, as they try to find the money to put food on the table and pay the rent. Thankfully, there is financial help for single mothers available to those that need it.

Many single moms would have loved to have obtained a college degree that would enable them to apply for better paying jobs, yet were not able to afford the luxury of completing their education. The good news is that it is not to late for these women to fulfil their ambitions of returning to university, as there is now a range of financial aid initiatives available which can allow them to get the qualifications to improve her standard of living.

There are many state and federal education grants that are awarded to single mothers, if their financial situation meets the necessary criteria of the particular grant. Filling in a FAFSA form, which stands for Free Aplication For Federal Student Aid, will help determine the status of your finances.

To show their support for the hardships endured by many single parents, the government have put in place many aid programs that offer financial support. One of the more popular programs for single moms is called W.I.C. This initiative provides single parents with food vouchers, to help them pay towards their food bill.

Those struggling to meet their housing costs can also find help from the government who offer housing assistance. This type of aid provides a chance for single moms to live at a more affordable rent.

Medicaid is a federal program that helps needy families pay for medical expenses. This can cover the costs of necessary health expenses, such as prescriptions, eye tests, hospital visits, and dental treatment.

Single moms needn’t feel alone in trying to provide for their children, as there are host of aid programs out there that in a position to provide financial help for single mothers

Ovarian Cysts Pregnancy Or How To Treat Painful Ovarian Cyst While Pregnant

Ovarian Cysts Pregnancy Or How To Treat Painful Ovarian Cyst While Pregnant

It can be a big shock for you finding out you have an ovarian cyst while being pregnant. You start worrying about the baby and dont know what to do. But the best advice at the beginning may be to calm down a little bit because the effects of stress can be even worse.

Please consider this: Cysts are not that uncommon during pregnancy. About 1 in 1000 pregnant women have some. And besides, the vast majority of ovarian cysts found during pregnancy are benign. The incidence of ovarian cancer is only 1 in 25000 births.

Normally, your doctor will use ultrasound to find out if the cyst is benign or malignant. The cyst is probably benign if the ultrasound exam shows that its strictly fluid-filled, without septation or thick walls.

If you are pregnant and have a cyst that is benign and small you shouldnt worry too much because it normally resolves on its own. But if your cyst is large (even benign) there is a risk it may rupture or torse (twist on themselves). Either of these events leads to significant pain and the potential for miscarriage or preterm delivery for the baby.

Large (more than 6-8cm) cysts are usually removed surgically if they do not decrease in size spontaneously over the course of a few weeks because they can affect the growth of the baby. In certain cases, a cyst may be dealt with via laparoscopy, but normally (very) large cysts require a large, open incision. Your cyst may also be surgically removed if it is solid or filled with debris, is irregularly shaped or causes severe pain.

The best time to operate is in the second trimester, ideally around 14-16 weeks, because the baby is small. If you decide to wait until the baby is born there can be the risk of an emergency surgery.

If the pain is not that severe a chamomile herbal tea (Matricaria recutita), Echinacea or milk thistle can help as it reduces the pain and soothes tense muscles.

Even if a surgery may be necessary in your case, please try to keep in mind that in the huge majority women who underwent surgery to remove even very large cysts during pregnancy went on to deliver normal, healthy babies.

For more information on ovarian cysts and pregnancy and how to treat painful ovarian cysts please take a look at:

Ovarian Cysts Pregnancy

Ovarian Cysts Pregnancy

Any ovarian cysts pregnancy related need to be evaluated and treated with extreme care. Because you are pregnant, the options also have to consider the health and well being of the baby as well as your own. Many cysts that occur during pregnancy are harmless, and will resolve themselves and go away with no medical treatment at all. Problems can occur though, especially if the cysts are large, may be cancerous or because they are complex, or pose a threat to the health of the baby because of their location. If the ovarian cysts pregnancy are just simple fluid filled cysts that are small and benign, your doctor may put you on bed rest with specific instructions to encourage your body to resolve the issue. If the cysts are large, or if pathology is suspected, then simple monitoring may not be an option.

Around one in every thousand pregnant women will experience ovarian cysts pregnancy at some point in their childbearing years, and the rate of these cysts being cancerous is around one in every twenty five thousand births in the U.S. every year. If you have a large cyst, or cysts that are suspicious or interfere with the growth or blood supply of the baby or your ovary, surgery may be needed. If ovarian cysts pregnancy rupture or twist on themselves cutting off blood to the ovary and area, this can cause you to experience severe pain, and can result in a miscarriage or premature labor resulting in delivery too early in the pregnancy. If surgery is needed to remove any ovarian cysts during your pregnancy, the ideal time is between fourteen weeks and sixteen weeks for minimal risks to the baby and lowered risks for a miscarriage or premature labor and delivery. If you are pregnant and have ovarian cysts, discuss all the available options and choices, as well as any questions you have, so that you can choose the right treatment and have all the information available.

Shopping For Childrens Jodhpurs Online

Shopping For Childrens Jodhpurs Online

So you are thinking about getting your child some horse riding lessons and now looking around for childrens jodhpurs?. But where do you start to look? Unless you are lucky enough to live near a horse riding clothing store you are going to have to look online. So what? The Internet is a fabulous place to do your research and shopping, and this includes shopping for childrens jodphurs too. Below is some sound advice on how to select online stores to buy your childrens jodhpurs from, and what you should look out for when browsing through the ranges of childrens jodphurs available.
When you start to look around online stores to purchase from always check that the store will process your payment card details safely and securely. Remember also that you want an online retailer that you can easily contact too just in case you need to talk to someone about your childrens jodhpurs order. Having someone to speak to straight away is also good just in case you are not satisfied with any of the goods that you receive. Safe online shopping with great customer service will enhance your online purchasing experience and give you confidence.
Now if your kids have just started riding you really do not want to pay out a small fortune for childrens jodphurs, so the store you choose to buy from needs to stock reasonably priced garments. Online horse riding clothing retailers cater for all types of clients spending budgets, so choose one that offers childrens jodhpurs are affordable prices. Just like the High Street many online stores will also run regular sales and promotions throughout the year, and who knows you may able to catch some bargain childrens jodphurs. Shopping online for all products and services should be an enjoyable stress free experience, so shopping for your childrens jodhpurs should be no exception.
When you shop for childrens jodhpurs remember that you want the garments to be as comfortable and protective as possible. Garments should be made out of durable strong fabrics that can withstand wear and tear. Most childrens jodhpurs will have added protection in areas where your child makes contact with the saddle and horse by having full seats and knee pads. Good childrens jodphurs should also be able to stand up regular washing too. To make riding even more fun for your kids why not also choose some really fun colours for your childrens jodhpurs.
For those picky kids there are some really cool and funky two toned childrens jodphurs that really look smart. To see some great styles why not check out those on the Old Dairy Saddlery website? Here you can shop safely and securely for childrens jodhpurs and other horse riding clothing. The Old Dairy Saddlery also offers top notch customer service so you really are in the most safest of hands.